At Yoga Alliance UK we ensure that you have a high quality of training and/or experience coupled with Professional Indemnity insurance cover with Balens. Our Insurance covers UK and Ireland only. Please see terms for further information.
Yoga Alliance UK Master Insurance Policy
Yoga Alliance UK are extremely pleased to be working alongside Balens Ltd Specialist Insurance Brokers. Balens were founded in 1950 and are an ethical 4th Generation Family Brokerage with over 50 staff and 80,000 plus clients. They have been looking after Health and Wellbeing Professionals for over 21 years and have designed a Hybrid policy that they believe is one of the most comprehensive on the market including important features that some other policies may not include. The policy has been arranged through Balens and the insurer for the scheme is the Zurich PLC and DAS Legal Expenses.
Balens explain that Their policy is on a Claims Occurring Basis, but with a unique upgrade feature. The policy is a uniquely designed "hybrid" policy incorporating the advantages of a Claims Made and Claims Occurring wording without their disadvantages.
With the Balen policy, if you do not renew the policy, cancel midway or cease practicing, unlimited run-off cover is included free of charge meaning that if a claim was made against you after you stopped the policy, for work you did in the policy period, you would be covered through Balens for an unlimited period.
This is a Major improvement on what many insurers offer in this specialist market place- a Claims Made policy. If you are considering moving and taking out this type of policy, you must find out beforehand what the procedures are if you ever stop the policy as there may be no cover in place if a claim was made against you years down the line for work done in the insured period. Some policies will include Run-off cover automatically and some will require you to request it. If it is included, it will vary between providers on how much cover they will give, some providers only offer 2 or 3 years. The statute of limitation states that someone could bring a claim against you 3-6 years from date of discovery of a problem, the statute regarding children is 3 years from date of majority, and Courts may overturn this statute and there is no limitation period regarding mentally disabled patients.
- £6 million indemnity
- Will cover overseas teaching so long as based in the UK (there is no limit to how long you can teach overseas per year)
- Members will NOT be covered in the USA or Canada - they will need to contact Balens to take out separate cover for this
- All members from 1 June 2014 will be under this Balens insurance
- Yoga Insurance includes yoga and meditation cover.
- Yoga therapy includes yoga, meditation and all activities listed in the attached list.
- You will need to have had official training for all the activities that you require cover for.
For the FULL WORDING POLICY, please click here.
See here for our full List of Activities
Cover included for:
General Yoga for Adults and Children
Acupressure Spiritual HealingAerial Yoga Sports MassageAlexander Technique Sports TherapyAnte Natal & Post Natal Yoga Teaching Stress Control/ManagementApplied Kinesiology Swedish MassageAromatherapy Thai ChiAyurveda Massage Thai Massage including Thai Foot MassageBaby Massage Yoga TherapyBaby Yoga YogalatesBiofeedback ZumbaBio-Magnetic TechniqueBody BalanceBowen TechniqueBreath Work TherapyCalatoniaChavutti Thirumal TherapyColour TherapyCounsellingCraniosacral TherapyCrystal TherapyDeep Tissue MassageDowsing for Stress Relief
...and many more activities (click on link above for full list)
With a limit of Indemnity of £6,000,000
We have just changed our insurance providers- so the above applies to all renewals or new members from 01/06/13, not for memberships taken out before this date. Please refer to your insurance certificate for further details.
Julee got her insurance through Yoga Alliance UK see what she has to say
"This is my favorite yoga web space! Teachers are passionate, programs are professional and staff are always ready to help. " Julee Yew-Crijns
FOR IMMEDIATE ASSISTANCE CALL 0845 230 7009 (Mon-Fri 9am-5pm) or EMAIL US
Our members say..
"I like to think that I am from a new breed of Yoga Teacher and Yoga Alliance UK is on the same wavelength.
YAUK is open minded, non-patronising, informative and I love the fresh and modern approach of the Association and their website.
When needed, I have been looked after and advised by lovely and extremely helpful Yoga alliance team members and I even won a beautiful new mat when I entered one of their surveys!
Yoga Alliance UK is a valuable and important tool to promote myself and my classes.
I feel safe to teach to my students with their insurance and can rely on the alliance to give me any support. Thank you."